HORUS Development Finance

39, rue La Fayette
75009 Paris - France

Tel: +33(0)1 53 32 75 75
Fax: +33(0)1 53 32 75 76

1. Website presentation

In accordance with French law no. 2004-575 of June 21, 2004, Article 6, regarding Confidence in Digital Economy, we inform users of of the identity of persons involved in producing and operating the website.


HORUS Development Finance
394647473 R.C.S Paris
39, rue La Fayette
75009 Paris - France


Design and website development, corporate identity and communication: Glanum agency

Publication director

Jean-Hubert GallouŽt


Sťbastien Ravťraud


RCS Roubaix - Tourcoing 424 761 419 00045
2, rue Kellermann, 59100 Roubaix - France


Shutterstock, Istockphoto, Empreinte d'Ailleurs, Advans Banque Congo, Amret

All reproduction rights are reserved, including iconography and photography.

2. Terms of use of Website and Services

Use of implies full and unconditional acceptance of the terms of use hereinafter described. These terms of use are subject to change and can be supplemented at any time; users of are invited to check them periodically.

Users can normally access this website at all times. However may decide to suspend it temporarily for technical maintenance reasons, and if so, will make every effort to notify users in advance of the date and time of such intervention. website is regularly updated. Likewise, legal notices may be changed at any time. They apply nonetheless to the user, who is invited to consult them as often as possible.

3. Description of services provided

The purpose of website is to provide information about all of the companyís activities.

On, HORUS Development Finance tries to provide the most accurate information possible. However, it cannot be held responsible for any omission, inaccuracy or deficiency in its updating, whether on its part or that of third party partners providing it with such information.

All details provided on are for information purposes only and are subject to change. Moreover, details appearing on are not necessarily complete. They are provided subject to changes that may have occurred since it was published on line.

4. Contractual limitations on technical data

The website uses JavaScript technology.

The website cannot be held liable for hardware damages related to use of the site.

5. Intellectual property and infringement

HORUS Development Finance owns the intellectual property rights or holds the rights of use to all accessible elements of the website, including texts, images, graphics, logos, icons, sounds and software.

Any reproduction, representation, modification, publication or adaptation of all or part of the website contents, regardless of the method or process used, is forbidden without the prior written consent of HORUS Development Finance.

All unauthorized uses of the website or of any of the elements it contains shall be considered an infringement and shall be prosecuted pursuant to the provisions of articles L.335-2 and following of the Intellectual Property Code.

6. Limitations of liability

HORUS Development Finance cannot be held liable for any direct or indirect damage caused to the userís hardware when accessing the HORUS Development Finance website and arising from a bug or incompatibility issue.

Furthermore, HORUS Development Finance cannot be held liable for any indirect damage (as a loss of contract or opportunity for instance) after using

7. Management of personal data

In France, personal data are specifically protected by Law no. 78-87 of January 6, 1978, Law no. 2004-801 of August 6, 2004, Article L. 226-13 of the French Criminal Code and the European Directive of October 24, 1995.

When using, the following data may be collected: URL of links the user may have used to access, the userís Internet access provider and the userís Internet Protocol (IP) address.

This website is not registered with CNIL Ė the French authority protecting personal data - as it does not collect usersí personal information.

Databases are protected by the French law of July 1st, 1998, transposing European Directive 96/9 of March 11, 1996 regarding the Legal Protection of Databases.

8. Hypertext links and cookies

The website contains a number of hypertext links to other websites, added with the authorization of HORUS Development Finance. However, HORUS Development Finance cannot verify the content of the websites visited in this way and consequently cannot assume any liability in this regard.

Browsing may cause the installation of one or several cookies on the userís computer. Cookies are small files which do not allow the identification of the user but record data related to a computerís browsing of a given website. Data thus obtained are used to make future browsing on the website easier and to enable various measures of website traffic.

Not allowing cookies may result in the user not being able to access certain services. Users may nevertheless configure their computer to block cookies, as follows:

With Internet Explorer: Tools menu / Internet Options. Click the Privacy tab, and select Block All Cookies. Click OK.

With Netscape, Edit menu / Preferences. Click on Advanced and select Disable Cookies. Click OK.

9. Applicable law and jurisdiction

Any dispute regarding the use of the website shall be governed by French law. Sole jurisdiction is granted to the competent courts in Paris.

10. Principal laws involved

Law no. 78-87 of January 6, 1978, amended by law no. 2004-801 of August 6, 2004 regarding Information Technology, Files and Liberties.

Law no. 2004-575 of June 21, 2004, regarding Confidence in the Digital Economy.

11. Glossary

User: Internet user connecting to and using the aforementioned website.

Personal information: ďinformation enabling, in any form whatsoever, directly or indirectly, the identification of the natural person to whom it appliesĒ (Article 4 of Law no. 78-17 of January 6, 1978).