Date: 
September 2014 - December 2016
Country: 
Pakistan
Beneficiary: 
State Bank of Pakistan

National survey to assess financial inclusion and its limiting factors in Pakistan in 2015.

The State Bank of Pakistan (central bank) commissioned HORUS to conduct a comprehensive country-level survey to assess access to (or lack of access to) financial services in the country. This Access to Finance (A2F) survey followed a baseline study conducted in 2008 and emphasized the factors explaining financial exclusion and non-usage of formal financial services.

The survey was conducted on a national representative sample size of 10,600 individuals, in collaboration with the local survey firm Gallup Pakistan.
It enabled the Central Bank to:

  • measure progress in financial inclusion since the last national survey in 2008;
  • describe potential for and obstacles to effective demand for formal financial services in Pakistan;
  • analyze the main drivers for the use of specific formal and informal financial services, including the respondents’ financial capacity, preferred strategies, opinions and beliefs.
Mission 15 on 17
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